Honestly go no contact with your entire family.
everyday life stress dissolves when i read some of these sxns posts
bro f***ing facts
everyday life stress dissolves when i read some of these sxns posts
No joke. I've been stressing over this little thing at work while OP's credit is at death's door
I feel bad for even stressing out
300k this s*** got me upset and I don't even know this nigga
Got me caps locking
F***
Cortisol levels all f***ed up
Rn I’m sweating
OP definitely needs to be informed and know what conversation that lender and his mom is having. You don't want that MF f***ing your mom over lmao. Do you research OP.
more like he's about to get railed lol
Bruh UVA an amazing school, you (and your kids) will get so much clout off that — you cannot jeopardize your future and future generations. It’s bigger than rap.
If there's any time to get a lawyer I feel like it's now op. Lol
It was yesterday
OP has a chance at a future regardless, he has a chance to end a single mother’s suffering...
Idk this seems like a clearcut choice to me
She can get an apartment, a house isn't neccessary lol.
damn.
Ohhh man this thread is crazy
You niggas
This whole section give me the same feeling like when you catch Maury or the springer show on tv randomly
If what you said is true about you being part time then I doubt a mortgage loan will progress really far, you guys may not have the income for that.
But don’t even let it get to that point.
Anyway let this be known as an example of the bad fortune that tends to befall CLB posters.
And to the people telling him tell his mom to get an apartment, she most likely can’t qualify. Too much ignorance itt
these kinda s***ty business practices are exactly what led to the 2008 crisis, approving anybody with low credit for mortgages with enticing low interest that was unpayable regardless due to living costs
it’s predatory as f*** because they go after people who are hungry for better living conditions. It’s super f***ed up and guess what the government after the crash?! they gave a stimulus to the banks which was spent on employee bonuses instead of rectifying the housing market and convicting bank owners
So my mother, brother, and I currently live in a house but we are renting. Currently, we have a month-to-month lease and our landlord proceeded to lie and tell us he wasn’t selling his house anytime soon. Then four weeks later he called back and gave us a 30-day notice to move.
As a result of this, we have had a hard time finding another house. And my mother doesn’t want an apartment. So she contacted a mortgage lender last week and they told her that my 780 credit score would most likely have to be used. Now my mother has been stressing me out and essentially harassing me over my credit score. Now neither of us makes a lot of money. I only work part-time so I don’t even know why a lender would approve me for a 300,000 house.
So today the mortgage lender called my mother and sounded very excited regarding my credit. He asked her “so which area are you guys looking to move and how much?” Which made my mother thrilled and very happy. The issue with all of this is - I’m going to UVA next fall and I DO NOT want to buy a house. I won’t even live there! The mortgage lender also told her that after we own the home for a year, we can easily refinance and have the home put entirely on my mother's credit. But that sounds wayyyyy too easy, especially when my mother's credit score is like a 490.
I feel like I’m witnessing the death of my future before my eyes. Now my mother keeps sending me long texts telling me “we don’t have any other options.”
I am panicking on the inside. For years I worked hard to maintain my credit and now I’m being pressured by my mother and a mortgage lender. Life was going so well for me but this s*** has been keeping me up at night. Causing me to lose sleep. My mother is terrible with finances so I know this situation is going to turn very bad for me. It sucks, even more, I don’t have anyone to vent to…. My mother’s friends and family members are encouraging her for this. I feel like I'm the only one who even cares about my credit or my future.
its your mom, you do it and at the end of the day thats gonna be your house.