Jun 22, 2021·1 replyTwist Your CapBut he should not be a f***ing landlord lmao
He shouldn't be getting a 300k house in his name regardless
- Jun 22, 2021Maga Law
He shouldn't be getting a 300k house in his name regardless
exactly the point
Jun 22, 2021·1 replyCGodJrAnd to the people telling him tell his mom to get an apartment, she most likely can’t qualify. Too much ignorance itt
Then rent an apartment for her until she figures it out. Cheaper than a house.
Jun 22, 2021·1 reply
Inversion...your credit score is going up...in reverse
Jun 22, 2021·2 repliesYou can declare bankruptcy and just let the bank take the house if worst comes to shove
You’re young so getting your credit reset is no biggie
Even if this happens, it won’t ruin your life
Maybe just set you back 1-2 years
- Jun 22, 2021
Just saying
OPJun 22, 2021
WBWThese stories are always hard to believe. What high schooler is getting approved for a mortgage loan
I'm 20
- Jun 22, 2021CGodJr
And to the people telling him tell his mom to get an apartment, she most likely can’t qualify. Too much ignorance itt
She might be able to prepay months in advance or he could be a guarantor
There are tons of places that don't check credit
TONS
- Jun 22, 2021·1 replyBirdie
You can declare bankruptcy and just let the bank take the house if worst comes to shove
You’re young so getting your credit reset is no biggie
Even if this happens, it won’t ruin your life
Maybe just set you back 1-2 years
you are f***ed credit wise for 5 years after bankruptcy
- Jun 22, 2021·1 reply
WisdomIf there’s no other way you can do you can turn this into a good thing
You’re going to make sure that mortgage is paid every month
That s*** sucks but at least you’ll get the discipline from it and also you will hustle way harder
Get to researching about Amazon, Walmart Automation, Affiliate Marketing, Dropshipping.. those can really make you a lot of money in the long run if you are patient (just research whenever you are bored)
Be aware of every contract you have. Fully understand them.
You also should to make it clear to your family and moms friends the position this would put you in. Seek out advice from them as well.
Plan for the future of any circumstance starting now.
Sorry to hear this tho @op everything will work out in the end
Terrible advice. He can't confront his mother about him buying a house so you think he can confront her about payments. He'll have to pay it eventually without even living there.
- OPJun 22, 2021Twist Your Cap
But he should not be a f***ing landlord lmao
Facts like a house comes with roof replacements and all type of s***. I could never focus on my college while worrying about a leak or the house needing repairs or whatever
Jun 22, 2021stream evangelion Inversion...your credit score is going up...in reverseDon’t post spoilers bro
- Jun 22, 2021·1 reply
holy s*** some of you guys need to stop suggesting trash, do it for yourself but this dude really shouldn't have to go through this
- Jun 22, 2021notglasspopcorn
y'all f***ing weird, thats your mom you ride out and get that for her tf? this how I know y'all all spoiled af on here, also houses gonna be so expensive better to get one now
Why buy a house when you can't afford a house?
- Jun 22, 2021·1 replyTwist Your Cap
you are f***ed credit wise for 5 years after bankruptcy
He’s young he wasn’t making any major purposes anyway
My mother at 48 declared backruptcy and had credit that was decent at 2 years with low income
- Jun 22, 2021·1 reply
holy s*** you guys suggesting that he does this have no f***ing idea what you're talking about lol
- OPJun 22, 2021
I appreciate all you guys responding to this thread. I don’t have people irl to talk to so y’all have helped me ALOT. I am going to respond to more posts but right now I’m feeling terrible. Crazy how stress can make you feel so sick. I’m about to eat some food and try to get this s*** off my mind for a few minutes. Thanks again everyone
- Jun 22, 2021·1 replyTwist Your Cap
holy s*** you guys suggesting that he does this have no f***ing idea what you're talking about lol
I’m not suggesting it I’m saying if it happens it’s really not that big of deal if he’s under 25
Jun 22, 2021put your foot down, dont sign anything
- Jun 22, 2021·1 replyBirdie
I’m not suggesting it I’m saying if it happens it’s really not that big of deal if he’s under 25
"Well, yes, under federal law, the fact that you filed bankruptcy can stay on your credit report for up to 10 years. This is true for all types of bankruptcy. But, Chapter 13 bankruptcy stays on your credit report for only seven years from the filing date"
Jun 22, 2021Yeah that’s tough bro but if you’re going to UVA next year I don’t see any reason why your mom and brother can’t get an apartment at least in the short term
- Jun 22, 2021Twist Your Cap
holy s*** some of you guys need to stop suggesting trash, do it for yourself but this dude really shouldn't have to go through this
If you point out the literal facts of op’s situation you’re a sexist misogynistic!!!!!! Because remember!! Patriarchy and men have it easy!!
- Jun 22, 2021·3 repliesBirdie
He’s young he wasn’t making any major purposes anyway
My mother at 48 declared backruptcy and had credit that was decent at 2 years with low income
This is a HUGE deal, what if he needs a school loan, there are so many issues here that can f*** him for a long time
- Jun 22, 2021·1 replyMajin GoldenChild
@DAVIDP we need ur take brother
If you're an adult, take this to court. It's YOUR money/credit card. This is identity theft.
- Jun 22, 2021·2 repliesDAVIDP
@op
If you're an adult, take this to court. It's YOUR money/credit card. This is identity theft.
Talk to emmmmmm