I’m glad I did it when I did cause prices have skyrocketed up lmao f*** y’all care so much about?

what ru talking about, that doesn't make anything I said not true

since when is a debit card a credit line

its still a credit line bruh, u owe klarna the money

I pay my credit card with a debit card too...

klarna doesnt affect your credit score, it aint a credit line

change thread name to finance 101!!

Son really lecturing us about spending our money lmfaooo

what is it then

ya y'all need it

im not saying ur gonna go bankrupt for using klarna, but there's really no upside vs just paying it off, and if u use it a lot they may eventually get you with a missed payment

idk what to call it, but it's not a credit line!

I think imma sell the amm4s. Got ‘em in a half size too big. Not sure yet if I’ll buy another pair

that's bc they doing all this marketing exactly so u won't think about it as credit lol

the upside is.. $400+ taken out of your account all at once vs. $30 for a few months. Someone might have other expenses and can't afford to spend $400 in one purchase, but have a need to get it now.

i've done it even when i could buy it straight up and not worry about it, but idk it just feels better having $20-30 taken out your account than $400 all at once

credit lines affect your credit, this does not. therefore it is not a credit line! and im pretty sure most people that do it, do automatic payments so you won't miss a payment. now if you dont have the $30 for the payment that month, now thats an actual issue and that person should not be buying sneakers that expensive

why didnt you go tts? i usually size up on 4s too

$400 at once vs $30 a month both still = $400

if u can't afford to drop $400 on sneakers at once then u shouldn't be getting them anyway probably...

don't pay it and see if it doesnt affect ur credit 😐

i will say this, for 30 days or a few months worth of payments, if someone doesnt pay then you just get blocked. for longer-term payments, it does affect your credit so

how can you not understand the concept of splitting up payments vs. paying it all at once being a great option especially when theres no interest

whether its $400 or 400 million, the concept is the same and makes perfect sense. especially more so for the $400 case when theres no interest.

Welcome to my seminar guys 🥸

Here is a very basic investment strategy you can follow

1. Pay off debt if you have any
2. Create a stable emergency fund
3. Max out your Roth IRA
4. Invest in whole market ETF
5. Invest in blue chip stocks that will last long term

u were invested in ftx we dont care what you have to say!

would never use something wardell curry advertised

@NumberSign

I didn’t realize i put in for the wrong size. On the bright side I probably woulda lost if i put in a different size