ghosting 🔫May 2, 2023·1 reply
SmooferYeah for sure. I think there’s just a general fear of debt when it’s actually one of the most useful tools we have
depends & I don't think being fearful of debt is necessarily a bad thing tbh
but ya if u make it work for you effectively then it could be positive
- May 2, 2023·1 replyghosting
depends & I don't think being fearful of debt is necessarily a bad thing tbh
but ya if u make it work for you effectively then it could be positive
It’s good to be cautious in choosing where you take it on but bro there’s people our age and older with ONLY debit cards
- May 2, 2023
Someone get this man a financial literacy course b
- ghosting 🔫May 2, 2023·2 repliesSmoofer
It’s good to be cautious in choosing where you take it on but bro there’s people our age and older with ONLY debit cards
I mean would u rather be them or a mf with 40k in student loans for a degree they not really using
but idk both extremes can be bad and I don't wanna seem too judgmental bc financial literacy is kinda hard to learn on your own
- May 2, 2023·1 replyghosting
I mean would u rather be them or a mf with 40k in student loans for a degree they not really using
but idk both extremes can be bad and I don't wanna seem too judgmental bc financial literacy is kinda hard to learn on your own
Yeah good point as to the last one. And some people just can’t handle the responsibility of a credit card without falling into a bad situation
May 2, 2023·1 replyStop paying rent on two different places is a good place to start
- ghosting 🔫May 2, 2023Smoofer
Yeah good point as to the last one. And some people just can’t handle the responsibility of a credit card without falling into a bad situation
ya that's the main point tbh
a lot of people make try to make financial decisions from a purely financial point of view without realizing a lot of human psychology also goes into it
- ghosting 🔫May 2, 2023dotM
Stop paying rent on two different places is a good place to start
- May 2, 2023
U gon have to kick mom's out fam
May 2, 2023·2 repliesghostingI mean would u rather be them or a mf with 40k in student loans for a degree they not really using
but idk both extremes can be bad and I don't wanna seem too judgmental bc financial literacy is kinda hard to learn on your own
Student loans are interest free now in canada
Living with student debt hasn’t affected me much but i don’t have a lot. My degree Opened a lot of doors career wise that wouldve been closed to me otherwise too so it was hugely beneficial in that regard.
- May 2, 2023·1 reply_jesse
Student loans are interest free now in canada
Living with student debt hasn’t affected me much but i don’t have a lot. My degree Opened a lot of doors career wise that wouldve been closed to me otherwise too so it was hugely beneficial in that regard.
Tbh my student loan has helped my credit a lot, it’s by far my oldest account
May 2, 2023·2 repliesSmooferS*** makes no sense lol you should pay cash for as little as you possibly can
I would rather pay off my debt and use the increased cash flow to focus on other investments
- ghosting 🔫May 2, 2023Love Life Utopia
I would rather pay off my debt and use the increased cash flow to focus on other investments
facts my bro
- ghosting 🔫May 2, 2023_jesse
Student loans are interest free now in canada
Living with student debt hasn’t affected me much but i don’t have a lot. My degree Opened a lot of doors career wise that wouldve been closed to me otherwise too so it was hugely beneficial in that regard.
ya I mean im not against debt for school by any means, it can just get a little dangerous/hairy if you don't have a plan
- ghosting 🔫May 2, 2023·2 repliesSmoofer
Tbh my student loan has helped my credit a lot, it’s by far my oldest account
that's fair but getting a student loan to up your credit score is like getting a RPG to keep your home safe or sumn
- May 2, 2023·2 repliesLove Life Utopia
I would rather pay off my debt and use the increased cash flow to focus on other investments
Or use the debt to make investments that you couldn’t do with just your cash 🤷♀️
- May 2, 2023ghosting
that's fair but getting a student loan to up your credit score is like getting a RPG to keep your home safe or sumn
Fr. Skyrim ain't gonna save you 😭
- May 2, 2023·1 replyghosting
that's fair but getting a student loan to up your credit score is like getting a RPG to keep your home safe or sumn
Eh not with the like no interest extensions and potential forgiveness but I get what you’re saying
- ghosting 🔫May 2, 2023·1 replySmoofer
Or use the debt to make investments that you couldn’t do with just your cash 🤷♀️
and then if those investments perform poorly u have to declare bankruptcy
- ghosting 🔫May 2, 2023·1 replySmoofer
Eh not with the like no interest extensions and potential forgiveness but I get what you’re saying
cmon bro....
- May 2, 2023·1 replyghosting
and then if those investments perform poorly u have to declare bankruptcy
Same rrsult if you spent all your cash
- ghosting 🔫May 2, 2023·1 replySmoofer
Same rrsult if you spent all your cash
having zero dollars is better than having negative 60,000 dollars....
- May 2, 2023·1 replyghosting
cmon bro....
I mean it’s an investment in yourself lol if you pick a degree that can’t pay the debt that’s on you
- ghosting 🔫May 2, 2023·1 replySmoofer
I mean it’s an investment in yourself lol if you pick a degree that can’t pay the debt that’s on you
exactly its an investment in yourself.
not a credit building tool..
- May 2, 2023ghosting
exactly its an investment in yourself.
not a credit building tool..
It does both bruh