i mean i can have a sour attitude or just be humble and trust the process

ok only like 3.5 hours iain trippin

dramamine is good for motion sickness type s***. it also makes a mf drowsy af. mix that w alc and ur ko'd fr

feels surreal being in usa again

Break this down to me , how? I thought you were using the cash bonus from credit cards to pay for the airplane tickets etc

but you’re doing this a lot, right? are you not digging yourself into a hole?

i have 20-30 inquiries on me rn my credit is still perfect

points

most americans r irresponsible and don't treat credit cards like debit cards

pointsmaxxing is a huge part of the equation

getting the most value out of my points

but wait how is that possible if you just said it dings you for 24 months

its a minor temporary ding

missing payments and s*** like that is the s*** that actually hurts u

also more cards = more available credit = lower utilization = more credit trustworthiness

hmmmmmm

lower utilization

are you paying for the credit cards with more credit cards

this is freaking crazy

if u have 100k of total credit and a balance of 100 thats 0.1% utilization vs having a 2k card and if u has a balance of 1k thats like 50% = bad

i treat credit cards like debit cards wut

ohhhhhhhh i see i see

researching this heavily today so i do not end up in financial ruin

they purposely don't teach you financial literacy to keep you as a corporate wage slave

school is designed to create obedient employees

factuals