Unity 💯Jan 25, 2021
Dr GreenbeansWhy
It's not making you any money
Jan 25, 2021The ManThey do that so you get tricked into spending more
Always! Like I ain’t falling for that!
Jan 25, 2021fyaskoKeep your credit usage at 30%
Get 2 credit cards minimum and always pay on time
Always a good idea
With an APR of 20-25% common with CCs, monthly interest starts to eat you up past 30%
Jan 25, 2021
SBMikeYou didn't pay your loans?
And you build credit with a credit card basically just using it and paying your bill on time while keeping your utilization at or below 15% iirc.
I made one big payment recently but im a recent grad so I don’t have to pay anything until September
- Unity 💯Jan 25, 2021
Just invest it
Jan 25, 2021Dr GreenbeansWhy
Probably something about interest rates
Jan 25, 2021·1 replyUnityYou should never have more than $2000 in your checking account
I always kept 5k but I was always thinking the worst
- Unity 💯Jan 25, 2021·1 replydotM
I always kept 5k but I was always thinking the worst
Might as well switch your checking over to a high yield savings account
Jan 25, 2021·3 repliesUnityYou should never have more than $2000 in your checking account
I legit have like 29k in it lol
- Unity 💯Jan 25, 2021CLB Harry Cox
I legit have like 29k in it lol
Horrible idea
That could be making you so much more money if you were investing it
- Jan 25, 2021
Fellas dropping screenshots
- Jan 25, 2021·1 reply
You a scammer’s wet dream
- Jan 25, 2021Buckleys Angel
Yeah I’m kind of in that limbo rn. Finished my degree and have been doing well in a completely unrelated field, but it’s getting to the point where I really need to go into business myself to really start banking and that requires a full-on investment and I’d be putting myself into debt to make it happen after working my ass off to get through school for something else without major debt.
Yeah man, I’d work the debt down first. Going further into debt is a recipe for disaster
- Jan 25, 2021
- Jan 25, 2021·1 replyCLB Harry Cox
I legit have like 29k in it lol
But do you have any retirement accounts
- Unity 💯Jan 25, 2021
Don't let Lakedia B see this
- Jan 25, 2021·2 repliesCLB Harry Cox
I legit have like 29k in it lol
How many months of expenses does that cover for you?
Jan 25, 2021·2 repliesI have .6 of a Bitcoin stuck in a wallet that I can’t remember the password to because I made it in 7th grade
- Jan 25, 2021
Ydb young dumb b****
- Jan 25, 2021
- Jan 25, 2021Thebigbelts
But do you have any retirement accounts
Yea rrsp my company matches so i did it, i need to put more in it lol
- Jan 25, 2021
Pat got a beautiful head of hair
- Kr0niic ☘️Jan 25, 2021·1 replyStan
I have .6 of a Bitcoin stuck in a wallet that I can’t remember the password to because I made it in 7th grade
Give me all your known passwords and emails and I’ll crack it for ya
- Unity 💯Jan 25, 2021·1 replysurgical
How many months of expenses does that cover for you?
He could deadass invest 27k of that or at the very least put it into a high yield savings account or split it up